Clark's tips on dealing with spam, including his "Golden Rule" to protect your identity.
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💵 Today’s Top Stories |
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Spam text messages are annoying – and potentially dangerous. Here’s how to report and stop them from attacking your phone. Read more. |
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Paying someone to haul away your old mattress can be expensive. Here’s what to do to make sure you save money any time you need to get rid of one. Read more. |
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Google TV advertises that it offers more than 1,000 free channels. Here are some of the included and excluded channels, as well as an explanation of Google’s business model. Read more. |
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Banks are offering a digital payment method called Paze. If it reminds you of Zelle, you’re right. Turn your back when your bank pushes Paze toward you, Clark says. Read more. |
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👩🎓 Study Ranks Best Cities For Recent College Grads Financially |
New college graduates should look to the South for the best opportunities, according to a new analysis by ADP Research. |
ADP is one of the world’s largest payroll providers. |
The study rated 53 major U.S. cities for workers in their 20s based on affordability, pay and hiring rates using ADP’s payroll data. |
Six of the top 10 were in the South, including Birmingham-Hoover (No. 1), Tampa (No. 2), Raleigh (No. 5), Tulsa (No. 6), Nashville (No. 8) and Charlotte (No. 9). |
Birmingham-Hoover residents enjoy low cost of living, strong hiring and median wages for recent graduates that rose more than 16% in the last year. |
Overall, in the Southern cities, “corporate expansions are helping drive job growth, while the lower cost of living means that starting salaries stretch further,” Sherwood reported. |
San Jose-Sunnyvale-Santa Clara (Silicon Valley) offered the highest median annual wage at $70,708 for recent graduates. But it finished second to Birmingham-Hoover in “affordability-adjusted annual wage.” |
Central Florida is a great place to get hired, as the Tampa area boasts the best hiring rate (with Orlando-Kissimmee-Sanford a close fifth). |
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📊 Stat of the Day |
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💰️ Deal Alert: Today’s Top Deals |
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🎙️ Podcast |
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Full Show: Why 401k Loans Are More Expensive Than You Think & Should You Buy a Car on Amazon |
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While Congress has made it easier than ever to access 401(k) funds through hardship withdrawals, Clark explains why this "free-for-all" is a dangerous trap for your future self. He dives into the behavioral economics of why we’re tempted to pull that money out and offers a stern warning about the long-term consequences of losing out on decades of compound interest. Before you touch a dime of your retirement savings to cover a financial bump, Clark urges you to use the Team Clark 401(k) Loan Calculator to see the true cost of that withdrawal — it might just convince you to find another way to bridge the gap.
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Also, Clark addresses the changing landscape of the auto industry as Amazon expands its "Amazon Auto" platform to more brands and cities. |
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☎️ Need Money Help? |
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information. |
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